Friday, March 5, 2010

Wally Wise Guy's Wise Words of the Week: Be Prepared for PA's #1 Natural Disaster


Flooding is the nation's most common natural disaster, and Pennsylvania has the highest flooding rate of any state.

Be prepared for flooding no matter where you live, but particularly if you are in a low-lying area, near water, or downstream from a dam. Even a very small stream or dry creek bed can overflow and create flooding, so follow these tips:
  • Know your area's flood risk. To estimate your flood risk and flood insurance premium, visit www.floodsmart.gov
  • Make an itemized list of personal property, including furnishings, clothing, and valuables.
  • Fill out an Emergency Plan Card, which will contain important contacts for you and your family in the event of any emergency.
  • Prepare a Go Bag that you can grab in case you need to leave your home in a hurry.
  • Learn the safest route from your home or place of business to safe, high ground in case you have to evacuate. This should be part of your Household Emergency Plan.
  • If you live in a flood-susceptible area, keep materials, such as sandbags, plywood, plastic sheeting, and lumber, on hand to help protect your home.
  • Consider getting flood insurance. Protection against loss due to floods is not covered under a homeowner's policy. Flood insurance is offered through the National Flood Insurance Program (NFIP).
For more Flooding tips, such as how to recover from a flood, visit our Flooding page.

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